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Florida Car Insurance

Florida Car Insurance

florida auto insurance agency
Like with many states throughout the United States, Florida mandates by law that all active drivers carry auto insurance on their motor vehicle.
Metro Insurance Agency is a Fort Myers based auto insurance company serving only the great state of Florida. With a wide variety of  insurance options, Metro Insurance Agency is your one stop agent for all of your insurance needs.

Florida Car Insurance Requirements

The state of Florida currently requires all active drivers to carry liability coverage. This is often known as PDL or “property damage liability”. You must carry a minimum of $10,000 per accident. While Florida does not currently mandate drivers to maintain liability coverage for bodily injuries, it is still crucial to have. The state of Florida recommends at least $10,000 for bodily injuries per person and $20,000 per total body injured per accident. Florida is currently a “no-fault” state. A no-fault state refers to where all drivers involve in any type of accident is required to file with their own respective insurance company regardless is fault falls on them. To learn more about car insurance in Florida visit our auto insurance FAQ’s page.

In the event of any type of accident, your own insurance company will cover your damage regardless of at fault. Once you take on a policy, you are not allowed to sue other drivers for any damages. Because Florida is a no-fault state, a driver must carry PIP, personal injury protection, at a minimum of $10,000.

Choosing the Right Florida Car Insurance Policy

There are endless options for auto insurance in Florida and can often be confusing and intimidating to find the right insurance for you. If you’re looking for a respectable, professional company that values your needs and wants, look no further. Metro Insurance Agency works diligently to provide their customers with the top customer service available. Our success is based solely on your continued satisfaction. To receive a free auto insurance quote , fill out our quote form or contact us today.

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We have professionals on staff who are
fluent in Spanish, Portuguese and Polish.

Serving the Great State of Florida

We have extensive experience working with many different types of businesses throughout the Florida area (including the areas of Punta Gorda, Estero, Fort Myers Beach, Cape Coral, Fort Myers, Lehigh Acres, Bonita Springs and Naples)