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Business Owner Insurance

Florida Small Business Owner Insurance

business owner insurance

Insure your Florida Business

When a new business opens, the first general step is to invest into business owner insurance in Florida. With the minimum of basic property and liability coverage, your insurance should be an affordable investment for a small to medium sized business.

It’s better to have insurance and never need it than not have it and be personally responsible for other people’s injuries or accidents.



Property Insurance Coverage

This insurance is similar to homeowners property insurance coverage. Your equipment, furniture, computers or other electronics might be damaged in a fire and you would want to replace them. Additional coverage might be available: accounts receivable, signs, mechanical breakdown, etc.


Liability Insurance Coverage

Similar to commercial general liability insurance, the liability section offers limits in the amount of $100,000, $300,000, $500,000 or $1,000,000. Liability protection covers for bodily injury and property damage.


Interruption Insurance Coverage

In Florida, business interruption insurance is usually included in their business owners insurance policies and will cover loss income and any expenses incurred when the company suffers any disaster related damage. Ongoing operating expenses will continue on even if the business is suspended.


Investing in Business Owner Insurance

If you are a business owner, it will be important to understand business owner insurance and it’s technicalities. For more information or to receive a free quote,  you can contact Metro Insurance Agency today! We offer affordable and personalized insurance needs for every business.


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We have professionals on staff who are
fluent in Spanish, Portuguese and Polish.

Serving the Great State of Florida

We have extensive experience working with many different types of businesses throughout the Florida area (including the areas of Punta Gorda, Estero, Fort Myers Beach, Cape Coral, Fort Myers, Lehigh Acres, Bonita Springs and Naples)